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Frequently Asked QuestionsFrequently Asked Questions

We want your vehicle purchase and loan funding to be as fast and efficient as possible. That all starts with having the right documents for the underwriter to review.

We ordinarily work on loan applications in the order received, but if you are in need of a vehicle IMMEDIATELY, we can prioritize your loan. Please CALL US NOW so we know to rush your approval!

Washington Auto Credit - Olympia
1(800) 836-8884
9am-7pm Monday-Saturday
10am-6pm Sunday
Washington Auto Credit - Chehalis
1(888) 300-3502
9am-7pm Monday-Saturday
10am-6pm Sunday

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Make Sure You Read This

The following are documents that are typically required to fund auto loans for our customers. THERE ARE EXEPTIONS, so if you have an issue LET US KNOW. Do not just assume your loan is dead because you cannot provide one of the documents. Now that we have that out of the way, here is the list:

proof of income


90% of loans require valid Proof of Income (POI). You may be an exception to the rule, but we recommend planning ahead when possible. Please start gathering the documents below. Additionally, you can speed up your loan processing time by emailing your income docs to with "[LAST NAME] Income" in the subject line.

PROOF OF RESIDENCE (Proof of Address)

Recent utility bill or cell phone bill, or bank statement in your name, with your physical address listed.

We have some "work arounds" with certain loan programs, in the event that proving where you live is difficult. Just let us know.


There are some exceptions here, but if you do not have a driver's license, you should call us.


Proof of Full Coverage Insurance (we can help you get if necessary)


Title and Registration to your trade-in.

Oh, and don't forget the trade-in vehicle. :-)

Happy Driver

How to Browse Vehicles

Here are the easy access links for New Inventory and Used Inventory on our site. REMEMBER, this is only about HALF of the available vehicles. If you are looking for something specific, we may have it.

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