We Can Help You Get APPROVED!

Even if other dealers say "No"

  • "Two thumbs up!! This was my first experience purchasing a car on my own and Brian made it easy. He was knowledgeable, friendly, honest and helpful. I was concerned and nervous about not being able to purchase a vehicle with my poor credit but he made my experience easy and smooth. The entire experience was seamless and above my expectations."
  • "I was solicited through the mail, for some reason I didn't throw this one away, I called and got some information. After checking the reviews, BBB, and dealer sites for available vehicles I decided to give them a shot. I live in Eastern Washington, so it was a 4+ hour drive. If other dealers don't want to work with you, it's because they are lazy and only want the fast buck, these guys earn their money and make the deal work."
  • "A little background, I went through a divorce and then a bankruptcy. After reading positive reviews, I contacted them and got a hold of Ryan. They made me feel very welcome and walked me through getting an affordable vehicle in good condition. I love my 2013 Hyundai Accent so far, and I would definitely recommend them to anyone going through a trying experience like a bankruptcy and needs experts where you don't feel taken advantage of."
  • "Eric was amazing and made the afternoon and evening so much fun! Eric's kindness, thoroughness and thoughtfulness was much appreciated in my after BK re-establishment loan and car buying experience! I will definitely recommend Washington Auto Credit to anyone who mentions they are struggling to rebuild their credit and they need a car. It was worth the drive!"

We say YES when others say NO

At Washington Auto Credit, we help our clients get approved for auto financing so that they can purchase a new or used vehicle. We help ALL types of credit and have interest rates as low as 0.0%
Our approval specialists help you arrange new and used vehicle financing through our network of auto dealers. We work for you to help you find the best auto loan you qualify for so you can purchase a great vehicle from a reputable dealer. We have access to over 100 loan programs including Guaranteed Credit Approval. The simple truth: We can help you buy a car when others cannot.

Bankruptcy Auto Loans

Washington Auto Credit helps people with bankruptcies buy vehicles. You can buy a car if your bankruptcy is not discharged yet. We help people in both Chapter 7 Bankruptcy and Chapter 13 Bankruptcy secure auto financing to buy a great vehicle and rebuild their credit.

If you are in an open bankruptcy, consider a bankruptcy auto loan through Washington Auto Credit to get the auto financing you need to reestablish your credit. Washington Auto Credit has auto loan programs that allows many customers in open bankruptcies to buy vehicles with little or no down payment.

Improve Your Credit with an Auto Loan

The best way to improve bad credit is to make payments on time with a major installment loan, such as an auto loan. This helps you to build a good credit history on a new account. There are no short cuts when it comes to your credit. Get a loan, make your payments on time, and if you do not have any new negative items on your credit, your credit will improve. You can do it, and Washington Auto Credit can help you.

Buy the Vehicle You Need

Get started now!

  • Inventory


    Over 1000 Vehicles available from our dealers. Most makes and models. Prices starting at $5000.

  • Great Loan Programs

    Great Loan Programs

    Over 100 lenders to help you find the best loan for your situation. Rates as low as 0% on New vehicles, and as low as 2.9% on used vehicles OAC.

  • Guaranteed Credit Approval

    Guaranteed Credit Approval

    We have been helping people just like you since 2003. Whatever your challenges, we have seen it before. If you can prove at least $1,200 in monthly income, we can find you an approval.

Life is Better with a Car

Don't Let Prior Turn Downs Stop You!

“After being denied everywhere else, Washington Auto Credit came up with several loan options that worked for me. The valued my time and gave me a fair price on a safe, reliable car."
- Olympia, WA


January through March is a very important time of year for Washington Auto Credit because tax refunds play such a huge role in our business.

For some, a tax refund means being able to get a lower payment on an auto loan because of a large down payment. For others, the down payment is needed to trade in a vehicle that has a lot of negative equity. And for a few, a tax refund offers the down payment needed just get approved for an auto loan to buy a car.

We can help with all the above scenarios. Our TaxMax program allows us to have a professional tax preparation company do your taxes through us, and we can usually process a portion of your refund as a down payment that same day.

That means you are driving in a car, even though the IRS has not officially paid your refund yet. WA Auto Credit has used this program for several years, and hundreds of our customers have taken advantage of this service.

Buy the Car You Deserve NOW!

We Start Working on Your Approval IMMEDIATELY!

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