We Can Help You Buy a Car, Even When Others Can't

Our goal is to EXCEED your expectations.

“After being denied everywhere else, Washington Auto Credit came up with several loan options that worked for me. The valued my time and gave me a fair price on a safe, reliable car.“
- Olympia, WA

We say YES when others say NO

At Washington Auto Credit, we help our clients get approved for auto financing so that they can purchase a new or used vehicle. We help ALL types of credit and have interest rates as low as 0.0%
Our approval specialists help you arrange new and used vehicle financing through our network of auto dealers. We work for you to help you find the best auto loan you qualify for so you can purchase a great vehicle from a reputable dealer. We have access to over 100 loan programs including Guaranteed Credit Approval. The simple truth: We can help with others cannot.

Bankruptcy Auto Loans

Washington Auto Credit helps people with bankruptcies buy vehicles. You can buy a car if your bankruptcy is not discharged yet. We help people in both Chapter 7 Bankruptcy and Chapter 13 Bankruptcy secure auto financing to buy a great vehicle and rebuild their credit.

If you are in an open bankruptcy, consider a bankruptcy auto loan through Washington Auto Credit to get the auto financing you need to reestablish your credit. Washington Auto Credit has auto loan programs that allows many customers in open bankruptcies to buy vehicles with little or no down payment.

Improve Your Credit with an Auto Loan

The best way to improve bad credit is to make payments on time with a major installment loan, such as an auto loan. This helps you to build a good credit history on a new account. At the same time, our clients often use a credit repair program to clean up some of the old negative items on your credit. New positive accounts on your bureau combined with credit repair will improve your credit much faster than using one method.

Buy the Vehicle You Need

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  • Inventory


    Over 1000 Vehicles available from our dealers. Most makes and models. Prices starting at $5000.

  • Great Loan Programs

    Great Loan Programs

    Over 100 lenders to help you find the best loan for your situation. Rates as low as 0% on New vehicles, and as low as 2.9% on used vehicles OAC.

  • Guaranteed Credit Approval

    Guaranteed Credit Approval

    We have been helping people just like you since 2003. Whatever your challenges, we have seen it before. If you can prove at least $1,200 in monthly income, we can find you an approval.

How to Find a Bad Credit Car Dealer Between Seattle and Portland

Do you suffer from bad credit but need to purchase a vehicle? If so, you are not alone. Millions of americans have sub-par credit scores but that shouldn’t stop them from being able to find reliable transportation. The reality is that life is full of unexpected twists and turns, and just because a credit score […]

5 Mistakes Seattle Car Buyers Make Before Buying a Car

Let’s face it, most of us aren’t car buying experts. The reality is that the normal person only makes it to the dealership to purchase a car every few years. It shouldn’t come as a surprise that there are some common mistakes that the average car buyer makes. Luckily, avoiding them is easy if you […]

Simple Steps To Improving Your Credit Score So You Can Buy a Car

Do you want to buy a car with bad credit, but you are afraid that you will be paying a very high interest rate?? In most cases it is true that the better your credit score, the lower interest rate you will pay. A lower interest rate is important because the lower the rate, the […]

How to Budget And Save for Your Car Down Payment

Budgeting to save for a down payment for your new car doesn’t mean you have to make major life changes. If you just put a few dollars away each day, you will have your down payment saved up in no time!  Here are some easy steps to help you save your next car down payment. […]

We’re Adding a New Location in Chehalis!

Washington Auto Credit has opened an additional office in Chehalis, Washington! The second location gives us more ways to serve our clients. Here is the important information: Washington Auto Credit 1500 NE State Ave Chehalis, WA 98532 phone: 888-300-3502

Free Credit Unlimited Credit Repair Enrollment with Purchase! It’s BACK!!

In spring of 2014 we ran a promotion offering to pay the credit repair enrollment fee for our customers that buy a car. It was a very successful promo and a lot of people took advantage of our offer. This spring, we are doing it again. If you buy a vehicle through us, we will […]

Washington Auto Credit has MOVED to a NEW LOCATION

Washington Auto Credit had a busy year in 2014. We ended up changing locations TWICE. Our most recent move will be our last for several years. We now have access to over 1000 vehicles, new and used. New Ford, New Toyota, New Volkswagen, Used Everything. We even have access to big lifted trucks. We still […]

Check Our Reviews

Let’s face it, the internet has changed the way we do business. Decisions we make everyday are determined by the information we gather from our phone, tablet, or PC. The decisions people make based on that information determine the success or failure of businesses everywhere. Here at Washington Auto Credit, business is good. People seem to […]

Get a Better Interest Rate or the Vehicle You Want: Sooner

We here this one all the time: “If I am going to be making payments, it has to be a car that I want.” Let’s be honest here: the majority of people with serious credit challenges

Using Credit Repair While Re-establishing Credit

At Washington Auto Credit, we help people with credit challenges buy vehicles with an auto loan. The goal is to re-establish our customers’ credit when they make on time payments each month. For a lot of people with bad credit, the vehicle they buy is not their dream car. The loan they get is not […]