Military Auto Loans

WA Auto Credit has several loan programs tailored specifically to active duty military. Our military auto loan options are second to none in terms of down payment required, interest rates offered, and credit types served.

Our approval specialists work to find you your best loan based on your credit, down payment, vehicle purchased and loan structure.

If you have any questions about our loan programs, or how we can help you, give us a call at 360-412-4120 and one of our approval specialists will be happy to assist you.

We help officers all the way down to E-1 in almost all of our programs, so do not hesitate to apply today if you feel like we might be able to help you with your auto loan.

Bad Credit Military Auto Loans

Our bad credit military auto loan programs help service members with repossessions, foreclosure, charge-offs, and more.

Some examples of military auto loan programs that allow previous repossessions are SNAAC and Coastal Credit. We also use several civilian loan programs for our service members so that we can offer our Guaranteed Credit Approval.

Military First Time Buyers

Being in the military has it’s privileges. One of those privileges is that we have first time buyer programs for active duty military that civilians simply are not eligible for. Additionally, we stay on top of the lender changes that seem to happen all the time so that we can help you find your best loan.

Some of the better military first time buyer programs come from Harborstone Credit Union and the MILES Program. Harborstone offers really low interest rates. MILES allows service members that have some negative items on their credit to buy a car with only $500 down, Get car insurance quotes for your vehicle, and that can be cash or trade equity.

MILES Program Information

The MILES Program often allows the largest loan to service members compared to their other options. For example, MILES will approve an E2 for as much as $17,332 as long as their ETS is far enough out and there is not a lot of other debt. MILES will give an E5 as much as $25,000 with the same conditions (on approval of credit).

Our Location

Our office is only 12-minutes south of Joint Base Lewis-McChord on I-5. Additionally, we are allowed to attend the Newcomer’s Orientation each month on post so that we can show soldiers that just got to Fort Lewis what their options are.

USAA

If you are a USAA member, and qualify for an auto loan through USAA, you do not have to buy a car through us. However, we are very familiar with their processes and should you decide to work with on on your USAA loan, we will make the process painless for you.