Can I buy from other dealers if I apply at WashingtonAutoCredit.com?
We do work with a national network of dealers. In fact, if you accidentally applied at WashingtonAutoCredit.com and you are from somewhere else in the country, our site will automatically submit your application to the affiliate dealer network. In addition, we work with several dealers in Washington through our affiliate program. If you do not like the options we give you, you can always ask for a second opionion and we can have an affiliate dealer review your application. The affiliate dealers change all the time, and we do not provide clients with a list of dealers. You only know who the other dealers are when they contact you.
WA Auto Credit's office is in Olympia, WA. For our credit team to help you directly, you would need to come to our office in Olympia, WA and buy your car from one of our local partner dealers. If you are not willing to come to Olympia and buy your car through us, please do not apply at WashingtonAutoCredit.com. We recommend you apply here for auto loans in other parts of the country.
I have REALLY bad credit, can WashingtonAutoCredit.com help me get approved for an auto loan?
We offer Guaranteed Credit Approval. We can help you get approved for an auto loan as long as you are willing to come meet with us in person. The only way to find out what kind of car loan you qualify for is to apply. However, if you call us at 360-412-4120 we would be more than happy to address any questions/concerns you might have. Washington Auto Credit works to help people with all credit types obtain auto loans. Many of our customers have had Bankruptcy, Repossession, Divorce, First Time Buyer, Charge-Offs, Collections, and Judgments. Apply Today! We will do everything in our power to help you start driving your new car ASAP! In the rare event that we cannot help you secure a car loan that meets your needs, your loan request will be automatically forwarded to one of our affiliate dealers who may be able to better serve you.
If I use WashingtonAutoCredit.com to find me an auto loan, can I buy a car through a private party or refinance?
The vast majority of lenders that will do bad credit car loans do not do private party car loans or "open check" auto loans or refinance auto loans. The auto dealer partners of Washington Auto Credit have legal agreements with auto finance lenders so that the loans found for you are only good to buy a car at one of our affiliated dealerships. WashingtonAutoCredit.com's staff will work with you to make sure you are getting a good vehicle and a good loan, so that you can build your credit. Bad credit car loans are controlled by the lender to make sure you are set up for success, not failure.
If you are ONLY interested in buying a car through a private seller, we recommend you other loan sites.
What kind of cars can you help me buy?
Our dealers have many different makes and models to choose from. Over the years, we have helped people buy Ford, Chevy, Dodge, Chrysler, Jeep, Lincoln, Mazda, Volvo, Honda, Subaru, Toyota, Hummer, Cadillac, Hyundai, Kia, Scion, and more.
The most important thing to remember is that we will show you all that you qualify for. Why waste a month looking for the perfect 7-series BMW, or Crew Cab Diesel if you cannot buy it? We help you save time and frustration.
What will my auto loan interest rate be?
There are many variables that affect your auto loan interest rate. The Year, Make and Model of the vehicle you buy can affect the interest rate. The term of the loan can affect the interest rate of your auto loan. The amount of money you decide to use as a down payment can affect your interest rate. In addition, auto loan interest rates change every day. Lenders are constantly changing their guidelines to adapt to the current economic conditions in the United States.
Where is WA Auto Credit located?
Our office is located at:
We have our own building in the Olympia Auto Mall. We ONLY help our clients through appointments. We get very busy, so it is important that you call us at (360)412-4120 to set up an appointment, or email us at approved@washingtonautocredit.com.
Will I need a down payment for a car loan at WA Auto Credit, and how much will I need?
Every customer is different. We are often able to help people secure auto loans with little or nothing down. Under our Guaranteed Credit Approval program, the minimum down payment required is 10%, and depending on the exact vehicle you buy it could take more than that down to make the auto loan work.
We want to help you buy a car with as little down as possible. We even have loan programs that often allow us to offer auto loans for people with open bankruptcies without requiring a down payment. Sometimes, the lowest down payment options are not on a vehicle that would be your first choice. As the buyer, you have to decide what your priorities are. Is it to buy your dream car, no matter what? Is it to buy a reliable vehicle with not very much money down and a low monthly payment?
