Comments for WA Auto Credit: Get Approved!

Comment on Robert from Shelton, WA by Linda & Tony freeman

Linda & Tony freeman — Fri, 11 May 2012 23:52:28 +0000

We r in chapter 13 our attorny recomended u as a car seller with small payment and most of all acceptance to bankruptcy.we r needing to let our car go that we have been paying 630 a month on for 3 years can You help us ty

Comment on Chase Custom Finance by rgarri

rgarri — Wed, 02 May 2012 22:36:20 +0000

WashingtonAutoCredit.com is not Chase Custom Finance. We just use them as a finance source.

Comment on Chase Custom Finance by Christina I Silva

Christina I Silva — Thu, 26 Apr 2012 22:24:07 +0000

You may call me at DELETED my application number is DELETED

thank you.

Comment on Do I have three days to change my mind about buying a car? by rgarri

rgarri — Wed, 18 Apr 2012 21:34:37 +0000

Crazy.
Did they get the loan funded already? If they did, you might have a voluntary repossession. Of course, it depends on what state you are in.

Comment on Do I have three days to change my mind about buying a car? by raul

raul — Sun, 15 Apr 2012 02:22:13 +0000

i buught a honda pilot at napleton honda, talking to the sales man, we agree on a price,,, 40,000, after a few hours, it was late,, and we end up signing late as hell we walk out by midnight,, i went home just to find out tha the price of the car was 46 000 not 40,, now i just went there and give them the car back,,, today, i dont know whats ganna happen

Comment on Do I need a driver's license to buy a car? by rgarri

rgarri — Wed, 14 Mar 2012 23:36:28 +0000

I appreciate the message, Tony.
It depends on the state. Technically, in Washington, you need a driver’s license to buy a car. There are ways around it, but the state does not have the same mindset that you do. How would you get the car from the dealership to wherever you are going to park it? Probably drive it, right? You can get insurance on the car, but if you get in a wreck and they notice the ID number you gave them is not a driver’s license, they will deny your claim. If you are a business buying a car, which is different than you personally buying it, you might be able to just get your wholesaler license. When you purchase that way, you can avoid the tax because you are a reseller. Of course, I am not a lawyer and I suggest you talk to one. There, I got that out of the way.

Comment on Do I need a driver's license to buy a car? by Tony

Tony — Sun, 11 Mar 2012 05:09:20 +0000

I do not have a Driver’s License, But I am purchasing a car for (Property Value) or stock for resale. Of course the Property (car or truck) must be registered in my name for It is Mine as I purchased it, and I Pay taxes on it, That makes it is Mine. Will I drive it?, No, it is property of Value and I have no License. Will I insure it? Yes, It has value. Why would I need a Driver’s License to Purchase Property I do not intend to drive on a State Road?. Buying a vehicle, is like buying a Home, It’s worth somehting!! And I choose…. to buy it, because..I want it.
The American Way.

Comment on Auto Financing for Self Employed by rgarri

rgarri — Fri, 09 Mar 2012 20:12:06 +0000

Hi Larry,
You can call us if you click on the contact us button at the top of the page. What state do you live in? Our office is in Washington and to work with our office directly, that is where you would need to buy a vehicle. If we can work for you, give us a call.
Ryan

Comment on Auto Financing for Self Employed by LARRY JACKSON

LARRY JACKSON — Tue, 06 Mar 2012 22:49:41 +0000

NEED TO TALK TO SOMEONE ABOUT A CAR LOAN WITH WEAK CREDIT AND SELF EMPLOYED.

Comment on Fireside Stops Originating Auto Loans by Firside autoloans | Fotogrint

Firside autoloans | Fotogrint — Tue, 06 Mar 2012 07:34:31 +0000

[...] Fireside Stops Originating Auto Loans | Auto Financing for Bad CreditFireside Stops Originating Auto Loans. Approval Specialist : Ryan Garrison on Apr – 3 – 2009 in Automotive News. Fireside has become the next victim of the … [...]

Comment on Avoid Vehicle Repossession by rgarri

rgarri — Sat, 28 Jan 2012 03:27:47 +0000

Sherry,
We would love to talk to you. Where did you buy it?
I am writing you back after hours, so we will give you a ring first thing in the morning.
Ryan
888-300-3502

Comment on Avoid Vehicle Repossession by sherry smith

sherry smith — Sat, 28 Jan 2012 00:13:12 +0000

hello my name is sherry smith i have recently purched a used 2004 dodge neon and i am a first time buyer i have always paid for things cash never had payments i dont have a problem makeing the payments but was lied to about the amount of the payments i need to ask a few questions about couple of subjects on this matter. could u please call me at 4259745093 on the second of febuary i am moving and my number wont be on till then thank you verry much

Comment on Fifth Third Bank by rgarri

rgarri — Fri, 23 Dec 2011 17:00:59 +0000

Hi Rose,
Hopefully you understand that we ARE NOT Fifth Third Bank. They are one of the many lenders we use.
I can tell you that in my experience, lenders do not forgive debt in that type of a situation. It is not their job to. The lender granted a loan that was asked for by the applicant. It might be in the borrower’s best interest to surrender the vehicle, especially if credit no longer matters to the borrower. However, that is a decision for the borrower and their lawyer.
If I were you, I would contact Fifth Third Bank directly with your question, but do not expect them to do anything for the borrower.
Ryan

Comment on Fifth Third Bank by Rose Mackey

Rose Mackey — Fri, 23 Dec 2011 04:51:11 +0000

I am writing on an automobile surrender due to illness. The automobile is just over 90 days old. The payment is current until February 7, 2012.

The owner (75 year-old female is is ill). Medical documentation can be supplied at your immediate request.

Please advise.

Thank you for your forbearance.

Respectfully,

Rose Mackey

Comment on Heidi from Yelm by rgarri

rgarri — Thu, 17 Nov 2011 01:21:36 +0000

Email us your article, and we will tell you.

Comment on Heidi from Yelm by Amy Lewis

Amy Lewis — Tue, 15 Nov 2011 11:04:19 +0000

Hi i liked your blog and would like to contribute an article for your blog. Please let me know, Will you accept my article? Thanks

Comment on Prestige Financial Services by rgarri

rgarri — Thu, 13 Oct 2011 23:03:05 +0000

Hey Tammy, Check out our FAQs section for answers to your question and more. But the quick answer is that we do not help you with private sales, and do not know any lenders that do for Chapter 13s.

Comment on Prestige Financial Services by Tammy

Tammy — Thu, 06 Oct 2011 21:50:23 +0000

do you loan money for people who are in chapter 13 with approval from trustee, cosigner and it is a private sale?

Comment on Bankruptcy Auto Loans by rgarri

rgarri — Wed, 07 Sep 2011 17:24:16 +0000

Hi Gary,
When you are inside of a Chapter 13 Bankruptcy, you have to jump through a couple hurdles. Depending on the state you live in, the judge or trustee needs to sign off you buying a car outside of your Chapter 13.
The type of loan you qualify for and your down payment will determine what kind of vehicle you are looking at. Older, higher mile vehicles will typically require some money down to offset the risk the lender takes by financing an older car. If you qualify for a $0 down Chapter 13 loan, those lenders will require that the vehicle be fairly low miles and a recent model year. If you want a car, you can usually get one with a payment between $300-$400 in one of those programs. Large trucks and SUVs are usually closer to $500/month.

Comment on Bankruptcy Auto Loans by Gary Steege

Gary Steege — Fri, 29 Apr 2011 17:01:16 +0000

Can I qualify if I still have about (18) months left to pay on a Chpt 13? My existing 2001 Expedition $185,000 miles – needs new engine – Don’t have 5K to replace it. Looking for used vehicle maybe $10,000?? Thank You