Tag Archives: Down Payment

Separate Needs and Wants When Buying a Vehicle

“If I am making a payment, I have to want it.” -Says a customer with 2 Repos. If you want to have the ability to buy whatever you want, whenever you want, pay all your bills on time (no late … Continue reading

Posted in Auto Financing, Car Buying Tips, bad credit auto loans | Tagged , , , , , , , , , , , , , , , , | 4 Comments

Tax Time is Car Time for Many

In the sub-prime auto loan business, many of our customers do not make a lot of money. It is not any stretch of the truth to say that for the majority of our customers, their tax refund is the one and only time all year that they happen to have a large chunk of cash available to them. For most, the tax refund is larger than their gross monthly income. Continue reading

Posted in Auto Financing, Tax Refunds, Tax Returns, auto loans, bad credit auto loans, taxes | Tagged , , , , , , , , , , , , , , , , , , , , , , | 1 Comment

When Credit Repair is the Answer

WashingtonAutoCredit.com offers Guaranteed Credit Approval, but no matter how hard we try there will always be people that are not offered with the loan they are elligable for. It could be that their negative equity requires too large of a down payment, or that the interest rate that the customer qualifies for is too high (in their opinion), or perhaps they just do not like the vehicles that they qualify for. Continue reading

Posted in Auto Financing, Car Loans, Credit Repair, Credit Reports, auto loans, credit fixing | Tagged , , , , , , , , , , , , , | Leave a comment

Should I Trade My Car? Or Sell it?

Many financial experts suggest that one not use an old car as a trade in when purchasing a new car. In fact, trading in your old car may ultimately cost you more or hurt your chances to get approved for … Continue reading

Posted in Auto Financing, Car Buying Tips, How to Buy a Car, bad credit auto loans, car buying advice, new car buying tips, trade in your car | Tagged , , , , , , , , , , , , , , , , , , , , , , , , , | 1 Comment

Do I have three days to change my mind about buying a car?

I bought a car, and I have changed my mind. I do not want it anymore. Can I get out of the contract? Continue reading

Posted in Auto Financing, Car Buying Tips, Car Dealers, Credit Bureaus, Financing, New Car Dealers, Used Car Dealers, Vehicle Financing, auto dealers, auto loans, automotive news, bad credit, bad credit auto loans, bad credit loans, car buying advice | Tagged , , , , , , , , , , , , , , , , , , , , | 4 Comments

Prestige Financial Lowers Payment to Income Ratio

Prestige Financial has decided to do less loans. Zions Bank decided to do no auto loans with dealers. Continue reading

Posted in BK Auto Loans, Vehicle Loans, bad credit auto loans, bankruptcy | Tagged , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , | 8 Comments

GAP Coverage Explained – Don’t Get Caught Owing $$$$

GAP has saved thousands of Americans Millions of dollars, but what is GAP and how does Gap Coverage Work? Continue reading

Posted in Auto Financing, Car Buying Tips, Car Loans, Financing, How to Buy a Car, Negative Equity, Upside Down, Vehicle Financing, auto, auto lenders, auto loans, car buying advice, finances, new car buying tips | Tagged , , , , , , , , , , , , , , , , | Leave a comment

Trade in Your Car with Negative Equity

Trade in your car with negative equity. These tips could help you get out of your upside down auto loan. Continue reading

Posted in Credit, Credit Bureaus, Negative Equity, Uncategorized, Upside Down, auto loans, bad credit, bad credit auto loans, upside down trade-in | Tagged , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , | 3 Comments

Negative Equity in Your Trade-in?

Also called being “upside down”, having negative equity in your trade in is not a position most people want to be in. There has been an influx of customers with poor credit trying to buy vehicles lately. That is great for us because we help people with bad credit buy cars. The problem is how many people with bad credit want to trade in their current car (that they owe way too much money on), and lower their payment. Continue reading

Posted in Car Loans, Debt, Negative Equity, Upside Down, Used Car Dealers, Vehicle Financing, auto, auto loans, bad credit, bad credit auto loans, bad credit loans, credit fixing, finances, trade in your car | Tagged , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , | 3 Comments

Lexus taste, Kia budget – “I can afford it…”

Almost everyone does the same thing, we see nice things and we want them. We tend to stretch to obtain the newest clothes, the biggest house, the nicest car. Many people are often so concerned with buying the best in … Continue reading

Posted in Auto Financing, Autos, Car Buying Tips, Car Dealers, Car Loans, Credit, Financing, How to Buy a Car, New Car Dealers, New Car Loans, Online Loans, Uncategorized, Used Car Dealers, Used Car Loans, Vehicle Financing, Vehicle Loans, auto dealers, auto loans, bad credit, bad credit auto loans, bad credit loans, bankruptcy, car buying advice, cars, general, loans, new car buying tips | Tagged , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , | 3 Comments