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Posts Tagged ‘Debt’

A Quick Guide To Better Credit

Friday, December 19th, 2008

Credit 101. If you want to learn about credit and what your credit score means to you, look no further. We have adopted Credit Unlimited’s comprehensive guide. More than anything, we aim to clean up some of the myths that have developed about credit.

How to Fix Detroit

Friday, November 21st, 2008

I saw the melt down in Detroit coming years ago. I think it was 2005 that I read an article that pointed out that GM had to spend around $2000 on every vehicle sold just to pay for the pensions and benefits of retirees. GM sold a lot more cars in 2005, and they have more retirees today. Is GM selling half the vehicles today? Wouldn’t that mean that they have to calculate closer to $4000 per vehicle for those expenses?

Should I Trade My Car? Or Sell it?

Saturday, August 9th, 2008

Many financial experts suggest that one not use an old car as a trade in when purchasing a new car. In fact, trading in your old car may ultimately cost you more or hurt your chances to get approved for an auto loan. Most auto dealers have a certain amount of price flexibility.  The more [...]

Even My Identity Was Not Safe

Wednesday, July 2nd, 2008

I thought I was invincible to identity theft and credit card fraud…apparently I was wrong. Here are some things you can do to try to keep your bank accounts and your credit the way you want them.

Re-establishing Your Credit After Bankruptcy

Wednesday, June 18th, 2008

Reestablish your credit after bankruptcy. An auto loan may be the fastest way to reestablish your credit after bankruptcy.

How Credit Inquiries Can Affect Your Credit Score

Friday, May 23rd, 2008

In the following article I will explain how credit report inquiries can sometimes lower your credit score, even if only slightly. Depending on the type of inquiry, your score can lower 0 – 10 points -even more with multiple inquiries. While this should not be a major credit worry, it is helpful information to keep [...]

Disputing Negative Data on Your Credit Bureau

Saturday, May 17th, 2008

Knowing your rights. Apply the law. Knowledge is your most effective weapon to dispute inaccurate and erroneous data from your credit bureau, thus improving your credit rating. Upon receiving your free credit reports from the Credit Bureaus, it is imperative that you write a letter immediately to any or all the creditors who have reported [...]

What’s the Deal with Payday Loans?

Saturday, May 17th, 2008

Payday Loan companies are popping up on what seems like every block these days. They are all over the Internet, they are all over the phone books, and payday loan companies are all over city streets. A lot of people ask me, how do they work? Or, how much do they charge? Maybe even, aren’t [...]

Ideas to Repair Your Credit

Saturday, May 17th, 2008

Most Americans are fond of overspending. People buy things they do not really need. Once they see something that catches their eye, they buy it – often without even thinking of how they will pay for it. People usually do this due to lack of will power or budgeting. And lots of them use their [...]

Boost Your Credit Score

Saturday, May 17th, 2008

Your credit rating is the single most important factor in determining your interest rate, and monthly payments on any loans, credit cards, or other forms of financing you may receive. Make sure your credit it in tip top shape.

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