Tag Archives: budget

The Lowest Monthly Payment is not the Best Deal

We have all done it: Buy something just because the monthly payment is low. It happens at electronic stores, auto dealers, and even late night infomercials. There are so many ways to get credit cards  and other lines of credit … Continue reading

Posted in Car Buying Tips, Financing, Monthly Budget, auto loans, bills, budget, budgeting, car buying advice | Tagged , , | Leave a comment

I Cannot Afford a Car Payment

I talk to people from time to time that say they cannot afford a car payment. With very few exceptions, those people are usually wrong. A lot of times there

Posted in Car Loans, Monthly Budget, Self Employed, auto loans, bad credit auto loans, bad credit loans, budget, budgeting | Tagged , , , , , , , , | Leave a comment

Are Extended Warranties Worth the Cost?

The Case for the Extended Warranty While many manufacturers are offering longer warranty coverage on their vehicles, the debate about buying an extended service contract when purchasing a used car has resurfaced. At Washington Auto Credit we suggest using common sense … Continue reading

Posted in Auto Financing, Car Buying Tips, Financing, How to Buy a Car, Monthly Budget, Vehicle Financing, Vehicle Loans, auto, bad credit, bad credit auto loans, bad credit loans, car buying advice, finances | Tagged , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , | Leave a comment

Banks Stop Lending on Trucks and SUVs

Several “sub-prime” or “secondary” auto lenders recently change their lending guidelines to reflect current market conditions. When gas got up to $3.00/gallon, consumers barely flinched. Maybe because they could see it coming for a while. Once gas hit $4.00 to $5.00/gallon it changed the way people thought about their cars, their lifestyle, and their budget. Continue reading

Posted in Car Dealers, Financing, auto lenders, auto loans, bad credit auto loans, bills, budget, repossession | Tagged , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , | Leave a comment

Trade in Your Car with Negative Equity

Trade in your car with negative equity. These tips could help you get out of your upside down auto loan. Continue reading

Posted in Credit, Credit Bureaus, Negative Equity, Uncategorized, Upside Down, auto loans, bad credit, bad credit auto loans, upside down trade-in | Tagged , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , | 3 Comments

Ideas to Repair Your Credit

Most Americans are fond of overspending. People buy things they do not really need. Once they see something that catches their eye, they buy it – often without even thinking of how they will pay for it. People usually do … Continue reading

Posted in Credit, Credit Bureaus, Credit Repair, bad credit | Tagged , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , | 2 Comments

Fix Your Credit Report

Most Americans are fond of overspending. People buy things they do not really need. Once they see some thing that catches their eye, they buy it – often without even thinking of how they will pay for it. People usually … Continue reading

Posted in Credit, Credit Bureaus, Credit Card Debt, Credit Cards, Credit News, Credit Repair, Credit Reports, Debt, Debt Relief, Debts, Fix Credit, Monthly Budget, Uncategorized, bad credit, bills, budget, budgeting, credit fixing | Tagged , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , | 1 Comment

Credit Repair: Self Help May Be Best

Repair your credit on your own. Or you can get help from a professional. Some great stuff here. Continue reading

Posted in Credit, Credit Bureaus, Credit News, Credit Repair, Credit Reports, Uncategorized, credit fixing | Tagged , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , | 1 Comment

Creative Uses of Your Economic Stimulus Check

What does the government do when the economy slows down during an election year? Give money back to the hard working people of the country. |Car Loans are not the only thing we could think of to spend the money … Continue reading

Posted in Auto Financing, Autos, Car Buying Tips, Car Dealers, Car Loans, Car News, Credit, Credit Bureaus, Credit Card Debt, Credit Cards, Credit News, Credit Repair, Credit Reports, Debt, Debt Consolidation, Debt Relief, Debt Settlement, Debts, Economic Stimulus, Financing, Fix Credit, How to Buy a Car, IRS, Monthly Budget, New Car Dealers, New Car Loans, Online Credit Repair, Online Loans, Payday Loans, Stimulus Check, Tax Refunds, Tax Returns, Uncategorized, Unsecured Loans, Used Car Dealers, Used Car Loans, Used Cars, Vehicle Financing, Vehicle Loans, W-2, auto, auto dealers, auto loans, automotive news, bad credit, bad credit auto loans, bad credit loans, bills, budget, budgeting, car buying advice, cars, credit fixing, finances, general, loans, new car buying tips, new cars, news, taxes | Tagged , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , | 2 Comments

Buy a Car with Bankruptcy it is Easier than you think.

Some people think of a Bankruptcy as a last resort. I talk to customers all the time who are a few months behind on every bill they have (including their mortgage or rent) and still want to try to buy … Continue reading

Posted in Auto Financing, Autos, Bankruptcy Lawyers, Car Buying Tips, Car Dealers, Car Loans, Car News, Chapter 13, Chapter 7, Credit, Credit Bureaus, Credit Card Debt, Credit Cards, Credit News, Credit Repair, Credit Reports, Debt, Debt Consolidation, Debt Relief, Debt Settlement, Debts, File for Bankruptcy, Financing, Fix Credit, How to Buy a Car, Monthly Budget, New Car Dealers, New Car Loans, Online Credit Repair, Online Loans, Used Car Dealers, Used Car Loans, Used Cars, Vehicle Financing, Vehicle Loans, auto, auto dealers, auto loans, automotive news, bad credit, bad credit auto loans, bad credit loans, bankruptcy, bankruptcy advice, bills, budget, budgeting, car buying advice, cars, credit fixing, finances, general, loans, new car buying tips, new cars, news | Tagged , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , , | Leave a comment