Car Loans for Bad Credit : Apply Today, Drive Today!

At WA Auto Credit, we recommend the use of automatic payments when you have an auto loan. Why? It is simple really. Most of our customers either currently have bad credit, or not so long ago, they had bad credit. Either way, why risk having your credit rating go even lower because of a simple [...]

Studies have show that the more references that a borrower has, the better credit risk the borrower is. Why? There are actually several reasons, but the most obvious is collect-ability.
Why do references make my loan more collectible?
At the risk of answering a question with a question, what do you think happens when you are late for an [...]

All of our customers are approved for an auto loan, even with bad credit. We deal with a few select local dealers, and all transactions are processed directly through WA Auto Credit in our Olympia office. Just like any other loan, auto loans have stipulations and other requirements set by the lender.
The auto loan stipulations usually [...]

If you have waited until the end of the year to buy a car, you did yourself a huge favor.
Dealer and Manufacturer incentives are at levels we have not seen for quite some time as dealers look for end of year sales to boost their numbers. Even lenders are getting more aggressive so they can [...]

We are pleased to announce that soon there will be a Spanish version of WashingtonAutoCredit.com so that we can better assist our Spanish speaking community. In addition, we will be adding new bi-lingual staff to our WA Auto Credit team within the next couple weeks. If you know someone that needs help getting an auto [...]

Yes, Your Credit is at Risk.
If someone asks you to co-sign for them on an auto loan, think long and hard about it. By choosing to be the co-applicant

Let me preface this post by saying that it applies to people getting bad credit auto loans and first time buyer loans only. If you have good credit, lenders do not typically verify info with landlords or mortgage companies before they fund your auto loan.
There, now that that is out of the way…

Stop me if you have heard this before:
Customer calls “bad credit car dealer” to get pre-qualified for an auto loan. “Bad credit car dealer” tells customer they are approved for an auto loan and they need to come in right away before the financing expires. Customer drives to the car dealer, sometimes 4-6 hours away, [...]

We’ve been helping people with bad credit buy cars for almost a decade now. We have all the lenders, the right people, and

WA Auto Credit is different than those other auto loan sites. Rather than just expecting you to take our word for it, allow us to break it down for you:
1. Quick Analysis
We want to have an answer for you within about 5-minutes of talking to you. When you apply on our site, we want you [...]