If you have poor credit, and you go to a dealer to buy a car without being pre-approved ahead of time, you are setting yourself up for disappointment. Most dealers out there would rather have you sign a contract on whatever car you pick out, let you take the car home, and then worry about getting it approved after the fact.

The psychology behind it from the dealer’s perspective is to let you fall in love with the vehicle and have you show all of your coworkers, friends, and family your new car. Once you have taken mental ownership of the vehicle, you will be more motivated to find a cosigner or the extra several thousand dollars down that it takes to make that vehicle work for your financing.

No one wants to go through the embarrassment of having to give back a vehicle because they could not get financed. WashingtonAutoCredit.com was setup to help people avoid this type of embarrassment.

How It Works

1. Get Pre-Qualified for an Auto Loan

Go to WashingtonAutoCredit.com and fill out the application for auto financing as completely and accurately as possible. From there, we work with our customers to help setup financing ahead of time.

2. Set an Appointment – Free Consultation

We will meet with you in person at our office and go over your budget, your credit, and your needs regarding your new vehicle. Make sure you bring all the documents needed from our Car Loan Documents page.

3. Select a Vehicle

Based on our consultation and the lender requirements for your vehicle, we will be able to find several vehicles that will work the best for you based on the inventories available to us through our local dealer network.

We show you all the vehicles that will work best with what you WANT to do, and what you CAN do. If you WANT a big truck to pull a fifth wheel, we will show you what it takes to make it happen. If you NEED basic transportation with the least amount of down payment possible, we will help you find the vehicles that will work for your auto financing approval with the least amount of down payment.