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Car Loans for Bad Credit : (253)353-2769

Auto loan specialists helping people with bad credit buy a vehicle and start rebuilding their credit.

Archive for the ‘Credit Cards’ Category

Got a Pre-Approval in the Mail? Read the Fine Print.

Thursday, November 19th, 2009

Sound too good to be true? It should, because it almost always is. Unless you have REALLY good credit, those pre-approvals you get in the mail for auto loans are bogus. There is typically 2x-3x as much text in the disclaimer area of the mailer than there is on the main advertising area.

Choose a Secured Credit Card for a More Secure Financial Future

Saturday, August 15th, 2009

When credit cards first came into existence there was only one type, the unsecured credit card. If you had good credit and passed all of the relevant criteria

Why Credit Bureaus are Wrong

Thursday, August 13th, 2009

Why is my credit still bad?
So you paid all of your collections, your old credit cards that were once charged-off are now paid-off or settled. Why does your credit report still look like you have never paid anyone in your life? The reason is the old creditors do not really care about making sure your [...]

Secured Credit Cards Help Build Credit

Tuesday, July 14th, 2009

Secured credit cards are a great way to both build and re-establish credit. You set your own limit, and there is usually a VERY reasonable interest rate. Check out all these secured credit cards through Credit.com.
These secured credit cards will report to your bureaus, show your on time payments and intelligently using them will increase [...]

Thinking About Your Credit Card Debt For 2009

Thursday, December 25th, 2008

Get the help you need with credit cards to help your debt load for 2009.

Even My Identity Was Not Safe

Wednesday, July 2nd, 2008

I thought I was invincible to identity theft and credit card fraud…apparently I was wrong. Here are some things you can do to try to keep your bank accounts and your credit the way you want them.

Reader Question: credit report not updated after negotiation

Thursday, May 22nd, 2008

Hello Ryan,
I mailed your negotiation letter a couple of weeks ago through certified mail. I got the green slip on Monday, but my credit report hasn’t been updated yet. Should I be worried? I haven’t sent them any money.
Thanks
Kenny

Kenny -
You sent them a negotiation letter and you expect them to update your credit report, yet [...]

Bankruptcy Because of Gas Prices?

Tuesday, May 6th, 2008

Gas Prices lead to bankruptcy in Washington. Something needs to be done about gas prices in this country.

Fix Your Credit Report

Sunday, May 4th, 2008

Most Americans are fond of overspending. People buy things they do not really need. Once they see some thing that catches their eye, they buy it – often without even thinking of how they will pay for it.
People usually do this due to lack of will power or budgeting. And lots of them use their [...]

Worst Idea in the World

Thursday, April 24th, 2008

Why do people who obviously can afford to pay their bills, decide not to? Why do people who cannot afford to pay their bills, decide to try to get a car loan? I have some advice for you.

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