Car Loans for Bad Credit : Apply Today, Drive Today!

Sound too good to be true? It should, because it almost always is. Unless you have REALLY good credit, those pre-approvals you get in the mail for auto loans are bogus. There is typically 2x-3x as much text in the disclaimer area of the mailer than there is on the main advertising area.

If you do not have perfect credit, you need to read this article.
The government is considering creating a consumer protection agency that would seek to regulate lending for car loans, home loans, credit cards, and so on.
Some of the ideas sound great, in theory. Lower interest rates on auto loans and credit cards, sure. Who [...]

When credit cards first came into existence there was only one type, the unsecured credit card. If you had good credit and passed all of the relevant criteria

Why is my credit still bad?
So you paid all of your collections, your old credit cards that were once charged-off are now paid-off or settled. Why does your credit report still look like you have never paid anyone in your life? The reason is the old creditors do not really care about making sure your [...]

Secured credit cards are a great way to both build and re-establish credit. You set your own limit, and there is usually a VERY reasonable interest rate. Check out all these secured credit cards through Credit.com.
These secured credit cards will report to your bureaus, show your on time payments and intelligently using them will increase [...]

To improve your credit, it is important to have the necessary money every month to pay your bills. Having cheap car insurance is a great way to increase your disposable income and

When things get tough, and times are tight, more and more people resort to payday loans as a short term solution to their financial problems. For some, a payday loan helps them pay an emergency debt such as medical bills or automobile repairs.
For others, one payday loan often starts a never ending cycle of taking [...]

On NPR this morning I listened to bank executives  explain how the federal bail out money is helping their institutions and what that means for consumers.
This money is not only going to the big national banks, but to smaller regional and local lenders as well.  The institutions receiving money are, for the most part, not [...]

Get the help you need with credit cards to help your debt load for 2009.

The Case for the Extended Warranty
While many manufacturers are offering longer warranty coverage on their vehicles, the debate about buying an extended service contract when purchasing a used car has resurfaced.
At Washington Auto Credit we suggest using common sense when buying a car.  We help people find vehicles that will fit their budget rather than trying [...]