Wasington Auto Credit
Home FAQs Testimonials Bankruptcy Auto Loans Military Blog Contact Us
 
First Name: Last Name:
Primary Phone: Zip Code:
- -
E-mail Address: Date of Birth:

I have read both the Privacy Policy and
Terms of Use for WashingtonAutoCredit.com
and agree to be bound by the terms therein.


Easy 2-Step Process: Apply in 2-Minutes
 

Car Loans for Bad Credit : Apply Today, Drive Today!

Auto loan specialists helping people with bad credit buy a vehicle and start rebuilding their credit.

Archive for the ‘bad credit’ Category

Bankruptcy Discharged Yesterday, 4.9% on 2011 Mustang Today

Saturday, July 17th, 2010

We do not usually feel the need to brag, but we got someone a loan on a 2011 Mustang GT with Navigation right out of bankruptcy. Not only that, but we got that person approved for 4.9% on his auto loan. Does everyone qualify for that type of loan? Heck no. But when someone can [...]

Should I File for Bankruptcy?

Wednesday, June 30th, 2010

The decision to file bankruptcy is a tough one both financially and socially so it is not to be taken lightly. From a social perspective, most people are taught that a bankruptcy is an embarrassing sign of failure and filing for bankruptcy is something that should be avoided as long as possible. The bottom line [...]

Should I Get a Payday Loan for a Down Payment on a Car Loan?

Friday, June 4th, 2010

Over the years, we have run into literally hundreds of customers that have asked us if they should go to a payday loan company in order to have more money down for their car purchase. For the vast majority of people, it is a bad idea. You might as well be putting the down payment [...]

New Bankruptcy Lender: Tidewater Motor Credit

Wednesday, March 24th, 2010

We at WA Auto Credit are always looking for new lenders to work with in order to better serve our customers. Recently, we were able to add Tidewater Motor Credit to our long list of available lenders. Tidewater is a lender that specializes in helping people with a recent bankruptcy. In some ways, they are [...]

Why do Auto Lenders ask for References?

Monday, February 8th, 2010

Studies have show that the more references that a borrower has, the better credit risk the borrower is. Why? There are actually several reasons, but the most obvious is collect-ability. Why do references make my loan more collectible? At the risk of answering a question with a question, what do you think happens when you are late [...]

Got a Pre-Approval in the Mail? Read the Fine Print.

Thursday, November 19th, 2009

Sound too good to be true? It should, because it almost always is. Unless you have REALLY good credit, those pre-approvals you get in the mail for auto loans are bogus. There is typically 2x-3x as much text in the disclaimer area of the mailer than there is on the main advertising area.

Why Many Auto Dealers Avoid Bad Credit

Tuesday, October 27th, 2009

Anyone that has watched the news knows that hundreds of lenders across the country have been forced to shut down. That is especially true with lenders that deal with sub-prime borrowers.

Changes for Chapter 13 Auto Loans in WA

Thursday, October 1st, 2009

We have been helping people buy vehicles while in a Chapter 13 Bankruptcy for several years now. We have always needed to get a letter that gave the debtor permission to buy a car and incur a new debt. Usually the letter would say something like “Debtor may purchase a vehicle providing that the amount [...]

Consumer Protection for Auto Lending – Bad Idea

Sunday, September 27th, 2009

If you do not have perfect credit, you need to read this article. The government is considering creating a consumer protection agency that would seek to regulate lending for car loans, home loans, credit cards, and so on. Some of the ideas sound great, in theory. Lower interest rates on auto loans and credit cards, [...]

Can Co-Signing for a Car Loan Ruin My Credit?

Saturday, September 26th, 2009

Yes, Your Credit is at Risk. If someone asks you to co-sign for them on an auto loan, think long and hard about it. By choosing to be the co-applicant

Blog Inventory Bankruptcy Loans Credit Repair
FAQs Auto Loan Refinancing Military Auto Loans Guaranteed Auto Credit
Testimonials Terms of Use Directions Site Map
©2003-2010 WashingtonAutoCredit.com
All Rights Reserved Worldwide.