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Archive for the ‘Credit Reports’ Category

Why Credit Bureaus are Wrong

Thursday, August 13th, 2009

Why is my credit still bad?
So you paid all of your collections, your old credit cards that were once charged-off are now paid-off or settled. Why does your credit report still look like you have never paid anyone in your life? The reason is the old creditors do not really care about making sure your [...]

A Change in Our Credit Repair Program

Tuesday, May 12th, 2009

We used to only offer our Credit Repair software, recreditpair, to our clients that visited our showroom in person. Now we also allow online access to the program (for FREE).
All you have to do is

A Quick Guide To Better Credit

Friday, December 19th, 2008

Credit 101. If you want to learn about credit and what your credit score means to you, look no further. We have adopted Credit Unlimited’s comprehensive guide. More than anything, we aim to clean up some of the myths that have developed about credit.

When Credit Repair is the Answer

Wednesday, November 19th, 2008

WashingtonAutoCredit.com offers Guaranteed Credit Approval, but no matter how hard we try there will always be people that are not offered with the loan they are elligable for. It could be that their negative equity requires too large of a down payment, or that the interest rate that the customer qualifies for is too high (in their opinion), or perhaps they just do not like the vehicles that they qualify for.

Where Does My Credit Score Rank?

Friday, August 22nd, 2008

According to BankRate.com:
“…the median FICO score in the United States is 723…”
“A median of 723 means half the people fall below that score and half have scores higher. More specifically, here’s a breakdown [...]

Even My Identity Was Not Safe

Wednesday, July 2nd, 2008

I thought I was invincible to identity theft and credit card fraud…apparently I was wrong. Here are some things you can do to try to keep your bank accounts and your credit the way you want them.

How Credit Inquiries Can Affect Your Credit Score

Friday, May 23rd, 2008

In the following article I will explain how credit report inquiries can sometimes lower your credit score, even if only slightly. Depending on the type of inquiry, your score can lower 0 – 10 points -even more with multiple inquiries. While this should not be a major credit worry, it is helpful information to keep [...]

Reader Question: credit report not updated after negotiation

Thursday, May 22nd, 2008

Hello Ryan,
I mailed your negotiation letter a couple of weeks ago through certified mail. I got the green slip on Monday, but my credit report hasn’t been updated yet. Should I be worried? I haven’t sent them any money.
Thanks
Kenny

Kenny -
You sent them a negotiation letter and you expect them to update your credit report, yet [...]

Boost Your Credit Score

Saturday, May 17th, 2008

Your credit rating is the single most important factor in determining your interest rate, and monthly payments on any loans, credit cards, or other forms of financing you may receive. Make sure your credit it in tip top shape.

Fix Your Credit Report

Sunday, May 4th, 2008

Most Americans are fond of overspending. People buy things they do not really need. Once they see some thing that catches their eye, they buy it – often without even thinking of how they will pay for it.
People usually do this due to lack of will power or budgeting. And lots of them use their [...]

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