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Archive for the ‘Credit News’ Category

Consumer Protection for Auto Lending – Bad Idea

Sunday, September 27th, 2009

If you do not have perfect credit, you need to read this article.
The government is considering creating a consumer protection agency that would seek to regulate lending for car loans, home loans, credit cards, and so on.
Some of the ideas sound great, in theory. Lower interest rates on auto loans and credit cards, sure. Who [...]

Can Co-Signing for a Car Loan Ruin My Credit?

Saturday, September 26th, 2009

Yes, Your Credit is at Risk.
If someone asks you to co-sign for them on an auto loan, think long and hard about it. By choosing to be the co-applicant

Why Credit Bureaus are Wrong

Thursday, August 13th, 2009

Why is my credit still bad?
So you paid all of your collections, your old credit cards that were once charged-off are now paid-off or settled. Why does your credit report still look like you have never paid anyone in your life? The reason is the old creditors do not really care about making sure your [...]

Inside Information from a Mortgage Lender

Friday, January 2nd, 2009

Understand more about mortgages. How they work, and how to get a home loan.

Even My Identity Was Not Safe

Wednesday, July 2nd, 2008

I thought I was invincible to identity theft and credit card fraud…apparently I was wrong. Here are some things you can do to try to keep your bank accounts and your credit the way you want them.

Fix Your Credit Report

Sunday, May 4th, 2008

Most Americans are fond of overspending. People buy things they do not really need. Once they see some thing that catches their eye, they buy it – often without even thinking of how they will pay for it.
People usually do this due to lack of will power or budgeting. And lots of them use their [...]

Credit Bureau Contact Info

Wednesday, April 30th, 2008

The 3 main credit bureaus’ contact information. Name, address, phone, and website information. Equifax, Experian, Transunion.

Credit Repair: Self Help May Be Best

Sunday, April 27th, 2008

Repair your credit on your own. Or you can get help from a professional. Some great stuff here.

Creative Uses of Your Economic Stimulus Check

Tuesday, April 15th, 2008

What does the government do when the economy slows down during an election year? Give money back to the hard working people of the country. Car Loans are not the only thing we could think of to spend the money on. With only a couple of weeks or so until the money starts going out, [...]

Buy a Car with Bankruptcy it is Easier than you think.

Wednesday, April 9th, 2008

Some people think of a Bankruptcy as a last resort. I talk to customers all the time who are a few months behind on every bill they have (including their mortgage or rent) and still want to try to buy a car. It baffles my mind that someone can think that it might be a [...]

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