Car Loans for Bad Credit : Apply Today, Drive Today!

Sound familiar? Maybe not to you, but we hear it often. At WA Auto Credit, we help people with bad credit get approved for an auto loan to buy a car through one of our auto dealers. Obviously, if you have good credit you can pretty much buy whatever you want. However, if you have [...]

At WA Auto Credit, we recommend the use of automatic payments when you have an auto loan. Why? It is simple really. Most of our customers either currently have bad credit, or not so long ago, they had bad credit. Either way, why risk having your credit rating go even lower because of a simple [...]

New technology and Ford are not terms that have historically gone together. The last year or two has been very different for the only US car builder that DID NOT take US tax payer money.
First, they partnered with Microsoft and created Sync. Then, they started creating some really fun cars that people actually want to [...]

Every state has its own laws regarding vehicle purchases. However, one thing remains constant. Any dealer that you might consider buying a car through will have a provision on their purchase order, on their contract, or in an addendum to the contract and purchase order that basically says the purchase is only valid if they [...]

We have been helping people buy vehicles while in a Chapter 13 Bankruptcy for several years now. We have always needed to get a letter that gave the debtor permission to buy a car and incur a new debt. Usually the letter would say something like “Debtor may purchase a vehicle providing that the amount [...]

Is the worst of the financial crisis behind us? Well, I was skeptical, but now I am starting to believe.
Several auto lenders have recently announced friendlier loan guidelines, or they plan to by the first of the year. Lower interest rates, higher loan advances, lower acquisition fees. Slowly but surely, things are looking better.
As auto [...]

If you do not have perfect credit, you need to read this article.
The government is considering creating a consumer protection agency that would seek to regulate lending for car loans, home loans, credit cards, and so on.
Some of the ideas sound great, in theory. Lower interest rates on auto loans and credit cards, sure. Who [...]

Yes, Your Credit is at Risk.
If someone asks you to co-sign for them on an auto loan, think long and hard about it. By choosing to be the co-applicant

If your credit is “less than perfect” and you are self employed, you may have noticed that it can be very difficult to get approved for auto financing. There are lots of reasons for this, but the most important reasons are: 1. Auto loans for self employed people tend to

Let me preface this post by saying that it applies to people getting bad credit auto loans and first time buyer loans only. If you have good credit, lenders do not typically verify info with landlords or mortgage companies before they fund your auto loan.
There, now that that is out of the way…