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Archive for the ‘budgeting’ Category

The Lowest Monthly Payment is not the Best Deal

Friday, July 2nd, 2010

We have all done it: Buy something just because the monthly payment is low. It happens at electronic stores, auto dealers, and even late night infomercials. There are so many ways to get credit cards  and other lines of credit that it is unsurprising that so many people get in over their head. U.S. News [...]

Should I File for Bankruptcy?

Wednesday, June 30th, 2010

The decision to file bankruptcy is a tough one both financially and socially so it is not to be taken lightly. From a social perspective, most people are taught that a bankruptcy is an embarrassing sign of failure and filing for bankruptcy is something that should be avoided as long as possible. The bottom line [...]

Should I Get a Payday Loan for a Down Payment on a Car Loan?

Friday, June 4th, 2010

Over the years, we have run into literally hundreds of customers that have asked us if they should go to a payday loan company in order to have more money down for their car purchase. For the vast majority of people, it is a bad idea. You might as well be putting the down payment [...]

Benefits of Automatic Payment on Your Auto Loan

Friday, March 12th, 2010

At WA Auto Credit, we recommend the use of automatic payments when you have an auto loan. Why? It is simple really. Most of our customers either currently have bad credit, or not so long ago, they had bad credit. Either way, why risk having your credit rating go even lower because of a simple [...]

I Cannot Afford a Car Payment

Saturday, August 15th, 2009

I talk to people from time to time that say they cannot afford a car payment. With very few exceptions, those people are usually wrong. A lot of times there

Why You Need Affordable Car Insurance

Friday, May 15th, 2009

To improve your credit, it is important to have the necessary money every month to pay your bills. Having cheap car insurance is a great way to increase your disposable income and

Tips for saving up down payment

Saturday, February 21st, 2009

Sometimes, the only way people can be approved for a car loan is with a down payment. If a lender requires $500, $1000, or $2000 more than you currently have, what are some ways to come up with the money in a relatively short amount of time? Do you drink Starbucks coffee every working day? [...]

Bankruptcy Because of Gas Prices?

Tuesday, May 6th, 2008

Gas Prices lead to bankruptcy in Washington. Something needs to be done about gas prices in this country.

Fix Your Credit Report

Sunday, May 4th, 2008

Most Americans are fond of overspending. People buy things they do not really need. Once they see some thing that catches their eye, they buy it – often without even thinking of how they will pay for it. People usually do this due to lack of will power or budgeting. And lots of them use [...]

By the Gallon or By the Mile.

Friday, April 25th, 2008

I just saw on the news last night that Washington State has been toying with the idea of charging drivers for each mile they drive on busy roads as a means of collecting needed funds for road maintenance and improvements and to cut back on congestion. They figured if drivers had to pay a premium [...]

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