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Archive for the ‘budget’ Category

I Cannot Afford a Car Payment

Saturday, August 15th, 2009

I talk to people from time to time that say they cannot afford a car payment. With very few exceptions, those people are usually wrong. A lot of times there

Why You Need Affordable Car Insurance

Friday, May 15th, 2009

To improve your credit, it is important to have the necessary money every month to pay your bills. Having cheap car insurance is a great way to increase your disposable income and

Tips for saving up down payment

Saturday, February 21st, 2009

Sometimes, the only way people can be approved for a car loan is with a down payment. If a lender requires $500, $1000, or $2000 more than you currently have, what are some ways to come up with the money in a relatively short amount of time?
Do you drink Starbucks coffee every working day? 20 [...]

Are Extended Warranties Worth the Cost?

Friday, September 5th, 2008

The Case for the Extended Warranty
While many manufacturers are offering longer warranty coverage on their vehicles, the debate about buying an extended service contract when purchasing a used car has resurfaced.
At Washington Auto Credit we suggest using common sense when buying a car.  We help people find vehicles that will fit their budget rather than trying [...]

Even My Identity Was Not Safe

Wednesday, July 2nd, 2008

I thought I was invincible to identity theft and credit card fraud…apparently I was wrong. Here are some things you can do to try to keep your bank accounts and your credit the way you want them.

Banks Stop Lending on Trucks and SUVs

Saturday, June 14th, 2008

Several “sub-prime” or “secondary” auto lenders recently change their lending guidelines to reflect current market conditions. When gas got up to $3.00/gallon, consumers barely flinched. Maybe because they could see it coming for a while. Once gas hit $4.00 to $5.00/gallon it changed the way people thought about their cars, their lifestyle, and their budget.

Bankruptcy Because of Gas Prices?

Tuesday, May 6th, 2008

Gas Prices lead to bankruptcy in Washington. Something needs to be done about gas prices in this country.

Fix Your Credit Report

Sunday, May 4th, 2008

Most Americans are fond of overspending. People buy things they do not really need. Once they see some thing that catches their eye, they buy it – often without even thinking of how they will pay for it.
People usually do this due to lack of will power or budgeting. And lots of them use their [...]

By the Gallon or By the Mile.

Friday, April 25th, 2008

I just saw on the news last night that Washington State has been toying with the idea of charging drivers for each mile they drive on busy roads as a means of collecting needed funds for road maintenance and improvements and to cut back on congestion. They figured if drivers had to pay a [...]

Worst Idea in the World

Thursday, April 24th, 2008

Why do people who obviously can afford to pay their bills, decide not to? Why do people who cannot afford to pay their bills, decide to try to get a car loan? I have some advice for you.

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