Car Loans for Bad Credit : Apply Today, Drive Today!

Studies have show that the more references that a borrower has, the better credit risk the borrower is. Why? There are actually several reasons, but the most obvious is collect-ability.
Why do references make my loan more collectible?
At the risk of answering a question with a question, what do you think happens when you are late for an [...]

Sound too good to be true? It should, because it almost always is. Unless you have REALLY good credit, those pre-approvals you get in the mail for auto loans are bogus. There is typically 2x-3x as much text in the disclaimer area of the mailer than there is on the main advertising area.

Anyone that has watched the news knows that hundreds of lenders across the country have been forced to shut down. That is especially true with lenders that deal with sub-prime borrowers.

We have been helping people buy vehicles while in a Chapter 13 Bankruptcy for several years now. We have always needed to get a letter that gave the debtor permission to buy a car and incur a new debt. Usually the letter would say something like “Debtor may purchase a vehicle providing that the amount [...]

If you do not have perfect credit, you need to read this article.
The government is considering creating a consumer protection agency that would seek to regulate lending for car loans, home loans, credit cards, and so on.
Some of the ideas sound great, in theory. Lower interest rates on auto loans and credit cards, sure. Who [...]

Yes, Your Credit is at Risk.
If someone asks you to co-sign for them on an auto loan, think long and hard about it. By choosing to be the co-applicant

When credit cards first came into existence there was only one type, the unsecured credit card. If you had good credit and passed all of the relevant criteria

Why is my credit still bad?
So you paid all of your collections, your old credit cards that were once charged-off are now paid-off or settled. Why does your credit report still look like you have never paid anyone in your life? The reason is the old creditors do not really care about making sure your [...]

Most auto lenders have either changed their lending requirements or have gone out of business. Are things going to change soon?

To improve your credit, it is important to have the necessary money every month to pay your bills. Having cheap car insurance is a great way to increase your disposable income and