Car Loans for Bad Credit : Apply Today, Drive Today!

Sound familiar? Maybe not to you, but we hear it often. At WA Auto Credit, we help people with bad credit get approved for an auto loan to buy a car through one of our auto dealers. Obviously, if you have good credit you can pretty much buy whatever you want. However, if you have [...]

At WA Auto Credit, we recommend the use of automatic payments when you have an auto loan. Why? It is simple really. Most of our customers either currently have bad credit, or not so long ago, they had bad credit. Either way, why risk having your credit rating go even lower because of a simple [...]

Studies have show that the more references that a borrower has, the better credit risk the borrower is. Why? There are actually several reasons, but the most obvious is collect-ability.
Why do references make my loan more collectible?
At the risk of answering a question with a question, what do you think happens when you are late for an [...]

All of our customers are approved for an auto loan, even with bad credit. We deal with a few select local dealers, and all transactions are processed directly through WA Auto Credit in our Olympia office. Just like any other loan, auto loans have stipulations and other requirements set by the lender.
The auto loan stipulations usually [...]

Buying a car with less than perfect credit can be stressful. Luckily, there are some things you can do that will make the process go more smoothly. If you’re in the market for a vehicle (or you know someone that is) read on; hopefully this will help.
Be open-minded.
When you’re rebuilding your credit this is especially [...]

WA Auto Credit just got our 2009 Federal Income Tax packet from Tax Refund Services (TRS). We are training our staff for our biggest tax refund season ever. With TRS, you can buy a car through us the same day you file your taxes and use some or all of your refund for down payment.
Here [...]

Sound too good to be true? It should, because it almost always is. Unless you have REALLY good credit, those pre-approvals you get in the mail for auto loans are bogus. There is typically 2x-3x as much text in the disclaimer area of the mailer than there is on the main advertising area.

Every state has its own laws regarding vehicle purchases. However, one thing remains constant. Any dealer that you might consider buying a car through will have a provision on their purchase order, on their contract, or in an addendum to the contract and purchase order that basically says the purchase is only valid if they [...]

About 10% of the country is currently unemployed. Since there are so many people out of work, it is becoming common for people to be out of work for several months until they get their next job. If you have recently gone back to work and you are now ready to buy a car, there [...]

There were 2,664 bankruptcy filings in September. That is about a 33% increase from September 2008. So far this year, over 23,000 people have file bankruptcy in the state of Washington. That is a 50% increase from this point last year. Slow housing markets and high unemployment have helped increase bankruptcy filings. Washington unemployment went [...]