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Car Loans for Bad Credit : Apply Today, Drive Today!

Auto loan specialists helping people with bad credit buy a vehicle and start rebuilding their credit.

Archive for the ‘auto loans’ Category

If I am Approved, Why Can’t I Buy the Car I Want?

Friday, March 12th, 2010

Sound familiar? Maybe not to you, but we hear it often. At WA Auto Credit, we help people with bad credit get approved for an auto loan to buy a car through one of our auto dealers. Obviously, if you have good credit you can pretty much buy whatever you want. However, if you have [...]

Benefits of Automatic Payment on Your Auto Loan

Friday, March 12th, 2010

At WA Auto Credit, we recommend the use of automatic payments when you have an auto loan. Why? It is simple really. Most of our customers either currently have bad credit, or not so long ago, they had bad credit. Either way, why risk having your credit rating go even lower because of a simple [...]

Why do Auto Lenders ask for References?

Monday, February 8th, 2010

Studies have show that the more references that a borrower has, the better credit risk the borrower is. Why? There are actually several reasons, but the most obvious is collect-ability.
Why do references make my loan more collectible?
At the risk of answering a question with a question, what do you think happens when you are late for an [...]

Get Ready: Tax Time is Coming!

Thursday, December 17th, 2009

WA Auto Credit just got our 2009 Federal Income Tax packet from Tax Refund Services (TRS). We are training our staff for our biggest tax refund season ever. With TRS, you can buy a car through us the same day you file your taxes and use some or all of your refund for down payment.
Here [...]

WA Auto Credit Doubles Employees

Saturday, December 5th, 2009

In a time of high unemployment rates, we are proud to say that at WA Auto Credit, business is very good. Tight lending standards from conventional auto lenders means that more people need the help that WashingtonAutoCredit.com can provide.
WA Auto Credit not only had Guaranteed Credit Approval for our customers that come visit us in [...]

Washington Auto Credit in Spanish

Thursday, November 26th, 2009

We are pleased to announce that soon there will be a Spanish version of WashingtonAutoCredit.com so that we can better assist our Spanish speaking community. In addition, we will be adding new bi-lingual staff to our WA Auto Credit team within the next couple weeks. If you know someone that needs help getting an auto [...]

Vehicle Purchases are Subject to Lender Approval

Friday, October 30th, 2009

Every state has its own laws regarding vehicle purchases. However, one thing remains constant. Any dealer that you might consider buying a car through will have a provision on their purchase order, on their contract, or in an addendum to the contract and purchase order that basically says the purchase is only valid if they [...]

Why Many Auto Dealers Avoid Bad Credit

Tuesday, October 27th, 2009

Anyone that has watched the news knows that hundreds of lenders across the country have been forced to shut down. That is especially true with lenders that deal with sub-prime borrowers.

Changes for Chapter 13 Auto Loans in WA

Thursday, October 1st, 2009

We have been helping people buy vehicles while in a Chapter 13 Bankruptcy for several years now. We have always needed to get a letter that gave the debtor permission to buy a car and incur a new debt. Usually the letter would say something like “Debtor may purchase a vehicle providing that the amount [...]

Auto Lenders Start to Loosen Lending Standards

Wednesday, September 30th, 2009

Is the worst of the financial crisis behind us? Well, I was skeptical, but now I am starting to believe.
Several auto lenders have recently announced friendlier loan guidelines, or they plan to by the first of the year. Lower interest rates, higher loan advances, lower acquisition fees. Slowly but surely, things are looking better.
As auto [...]

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