Why Many Auto Dealers Avoid Bad Credit

Anyone that has watched the news knows that hundreds of lenders across the country have been forced to shut down. That is especially true with lenders that deal with sub-prime borrowers. The lenders that remain are lending less money on each loan they do, which leads to smaller profits for the dealers. In addition, getting the loan approved, getting the lender to approve the proof of income and residence all takes time. Then the dealer has to come up with a structure that the lender will accept on  a vehicle that they are willing to finance.  Sub-prime deals take more time to put together, and they are less profitable. Most dealers know better than to get involved in what can be a losing business model.

We Are Different.

WA Auto Credit not only works with people that have bad credit: We ONLY work with people that have bad credit and want to buy a car. We have loan programs that most other places simply do not have. If you need to buy a car, and you have bad credit, WA Auto Credit is here to help you buy a vehicle.

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