WA Auto Credit is different than those other auto loan sites. Rather than just expecting you to take our word for it, allow us to break it down for you:
1. Quick Analysis
We want to have an answer for you within about 5-minutes of talking to you. When you apply on our site, we want you to call us as soon as possible so can do an initial interview, and after verifying the information submitted we will give you an initial estimate of what it is going to take to help you get approved for an auto loan. We will do some work to firm up your loan, and of course your securing documentation (pay stubs, phone bill, etc.) will need to be provided, but you will at least have an idea.
2. Flexible Appointment Times
Once we let you know that we can help, and you will be able to provide the documents needed by the lender, we need to setup a time to get together. We are here every day of the week (with very few holidays off). We usually take appointments up until 4:30PM, but if you NEED us to schedule you later, it can be done.
3. Necessary Inventory
Our dealers stock inventory that bad credit auto lenders prefer to lend on. It would not do us any good to have only Ferrari and Porsche vehicles in stock. We focus on what the lenders are willing to do for our customers. Then, after we have a loan for you, we show you what works.
4. Tough Love
We pride ourselves on NOT telling you what you want to hear. Lots of car dealers are famous for telling customers whatever it takes to get you to their dealership, then you find out the truth on your loan after you waste a day at their store. If we think the types of vehicle you want to buy is not realistic to your financial situation, we are going to tell you. If we think you will need a large down payment to buy a car, we are going to tell you. The last thing in the world we want to do is let you think you qualify for a loan that you simply do not. We want this process to be quick, easy, and painless.
5. Credit Repair
We offer credit information software for free to help you improve your credit. The combination of your new auto loan being paid on time every month, and your old bad credit items steadily being removed from your credit will help your credit rating improve much faster than just the auto loan all by itself. Check our our ReCreditPair page for more info.
