Sometimes, the only way people can be approved for a car loan is with a down payment. If a lender requires $500, $1000, or $2000 more than you currently have, what are some ways to come up with the money in a relatively short amount of time?

Do you drink Starbucks coffee every working day? 20 x $4-$5 = $80-$100 per month

Do you smoke a pack a day? $4.50 x 30 = $135 per month

How often do you eat out? It can easily cost a family of four $60-$80 to eat our at am moderatly priced restaurant. Eating out just twice a week can cost $480-$640 per month. Granted, you can’t eat for free at home, but it can be considerably less.

As you can see, for many people, it just takes some simple habit modifications to save up a little down payment. Drinking coffee, eating fast food, smoking, or drinking alchohol can also be bad for your health so cutting them out of your routine may also help you become healthier.