Auto Financing Specialists

“After being denied everywhere else, Washington Auto Credit came up with several loan options that worked for me. The valued my time and gave me a fair price on a safe, reliable car.

Dana fro Olympia, WA

We Can Help You Buy a Car, Even When Others Can’t

At WA Auto Credit, we help our clients get approved for auto financing so that they can purchase a new or used vehicle. Our clients often have bad credit, or no credit at all. However, we do help people with good credit with rates as low as 0.0% APR on approval of credit.

WA Auto Credit’s approval specialists help you arrange new and used vehicle financing through our network of auto dealers. We work for you to help you find the best auto loan you qualify for so you can purchase a great vehicle from a reputable dealer. We have over 50 auto lenders that we use on a regular basis to offer Guaranteed Credit Approval, and since we have such a valuable relationship with our auto lenders, we can often help when other companies cannot.

Bankruptcy Auto Loans

There has been a huge increase in Bankruptcy filings over the last couple of years. WA Auto Credit helps people with bankruptcies buy vehicles. You can buy a car if your bankruptcy is not discharged yet. We help people in both Chapter 7 Bankruptcy and Chapter 13 Bankruptcy secure auto financing to buy a great vehicle and rebuild their creditt.

If you are in an open bankruptcy, consider a bankruptcy auto loan through WA Auto Credit to get the auto financing you need in order to reestablish your credit. WA Auto Credit has auto loan programs that allow many customers in open bankruptcies to buy vehicles with
little or no down payment.

Improve Your Credit with an Auto Loan

The best way to improve bad credit is to make payments on time with a major installment loan, such as an auto loan. This helps you to build a good credit history on a new account. At the same time, our clients often utilize a credit repair program to clean up some of the old negative items on your credit. The combination of the new good credit and credit repair will work much faster to build you credit for you than just one by itself.

NOTE: We do not help people with private party auto loans, auto loan refinancing, or open check auto loans. In our experience, those types of loans are usually almost impossible to obtain for people with bad credit. We have found that the best bad credit auto loan programs all involve purchasing a vehicle at a reputable dealer.

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Where Can I Look at WA Auto Credit Inventory?

WA Auto Credit no longer displays the inventory of the dealers we work with. This is intentional so that we can offer the fastest and most efficient purchasing process to our clients.

If you are worried about the quality or type of vehicle you will be able to buy: RELAX.  Our customers end up buying all sorts of different vehicles. You can see many examples on our Testimonials page.

We want to spend our time getting you the best loan options that you can qualify for. The different dealerships cannot offer you our financing programs through their retail sales departments. Our loan programs are exclusive to WA Auto Credit.

In the past, we provided clients with a list of dealerships that we work with. Applicants started showing up in person to the dealerships, or started trying to finance vehicles they found on the websites through conventional financing sources. The salespeople and finance managers were caught unknowingly spending time with customers that they could not get financed, and we got several angry phone calls from dealership managers. Consequently, we had to change our policies and no longer give that information out.

Kerry and Kirt from Olympia, WA

f150 kirt kerry olympia We had a very knowledgeable salesman, Zach, and he was very courteous and helpful with getting us the vehicle we wanted with the payment we wanted. Thank you.

Robert from Shelton, WA

auto financing for bad credit 2008 scion xD robert sheltonZach was incredible. He worked very hard to get us the best deal. Zach is the guy to come to if you need help finding an auto loan. He will go above and beyond to meet all your needs.

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WA Auto Credit can help anyone get approved for auto financing.