"I have bad credit and WA Auto Credit got me approved for an auto loan when other places turned me down. "
- Toni M. in Tacoma, WA
Auto Loans for Bad Credit
WA Auto Credit helps people with bad credit get approved for auto financing to purchase a new or used vehicle. We are not a lender, we work for you to help you find the best auto loan you qualify for so you can purchase a great vehicle from a reputable dealer. We have over 50 auto lenders that we use on a regular basis, and are constantly looking for new bad credit auto lenders to add in order to better serve our clients.
We have found that the best way to improve bad credit is to make payments on time for an auto loan to build a new good credit history while you utilize credit repair to clean up some of the old negative items on your credit.
WA Auto Credit's approval specialists help you arrange new and used vehicle financing through our network of dealers. In our experience, Private Party and Auto Loan are difficult to obtain for people with bad credit. WA Auto Credit does not help people obtain Private Party Auto Loans, or Auto Loan Refinancing. We have found that the best bad credit auto loan programs all involve purchasing a vehicle at a reputable dealer, but incourage you to try the companies in the above links. In addition, if you feel that driving to Olympia, WA to come see us is not possible, we recommend you apply for an auto loan here if you live outside of our area.
Bankruptcy Auto Loans
There has been a huge increase in Bankruptcy filings over the last year. WA Auto Credit helps people with bankruptcies buy vehicles. You can buy a car if your bankruptcy is not
discharged yet. We help people in both Chapter 7 Bankruptcy and Chapter 13 Bankruptcy secure auto financing to rebuild their credit and drive a great vehicle while doing it.
If you are in an open bankruptcy, consider a bankruptcy auto loan through WA Auto Credit to get the auto financing you need to reestablish your credit. WA Auto Credit has auto loan programs that allow many customers in nondischarged bankruptcies to buy vehicles with
little or no down payment.
If you apply for an auto loan at WashingtonAutoCredit.com, we reserve the right to forward your application to our affiliate network under any of the following conditions: 1. You are outside the state of Washington; 2. You decide you do not want to come see us; 3. You do not respond to our attempts to contact you through email or telephone; or 4. We cannot help you buy a vehicle at this time.
Have you ever been turned down at a car dealer for auto financing? It does not happen at WA Auto Credit.
Guaranteed Credit Approval is part of our Credit Acceptance program which allows us to present our clients with real approvals, in writing, even with an open bankruptcy, multiple repossessions, judgments, collections, charge-offs, or other bad credit items.
The Guaranteed Credit Approval Program is only for our Washington applicants that visit our showroom. Contact us for more details.
Military Auto Loans
Located just a few minutes from both McChord AFB and Fort Lewis, WA Auto Credit is proud to support the men and women serving our country in the Military. Auto Loans for Army, Air Force, Navy, Marines, and Coast Guard are available through our main Military Auto Lenders: SNAAC and the MILES Program.
The MILES Program is primarily for service members that have no credit, or have some minor negative items on their credit. MILES only requires a $500 down payment, and that can be trade equity or cash down. Visit our Military Auto Loans page to find out more.
To find out more about any of our auto financing programs you can apply online for an auto loan or Contact WA Auto Credit.
