"My credit is so bad, I thought there was no way you could help me buy a car. I am glad to say I was wrong."
- Andre C. in Tacoma, WA
Auto Loans for Bad Credit
At WA Auto Credit, we help our clients get approved for auto financing so that they can purchase a new or used vehicle through a reputable dealer. Our clients usually have bad credit, or no credit at all. However, we do help people with good credit too.
WA Auto Credit's approval specialists help you arrange new and used vehicle financing through our network of auto dealers. We are not a lender, we work for you to help you find the best auto loan you qualify for so you can purchase a great vehicle from a reputable dealer. We have over 50 auto lenders that we use on a regular basis, and since we have such a good relationship with the lenders, we can often help when other companies cannot.
The best way we have found to improve bad credit is to make payments on time for an auto loan. This helps you to build a new good credit history while you utilize credit repair to clean up some of the old negative items on your credit. The combination of these two factors will work much better for you than just one by itself.
We do not help people with private party auto loans, auto loan refinancing, or open check auto loans. In our experience, those types of loans are difficult to obtain for people with bad credit. We have found that the best bad credit auto loan programs all involve purchasing a vehicle at a reputable dealer.
There has been a huge increase in Bankruptcy filings over the last couple of years. WA Auto Credit helps people with bankruptcies buy vehicles. You can buy a car if your bankruptcy is not
discharged yet. We help people in both Chapter 7 Bankruptcy and Chapter 13 Bankruptcy secure auto financing to buy a great vehicle and rebuild their creditt.
If you are in an open bankruptcy, consider a bankruptcy auto loan through WA Auto Credit to get the auto financing you need in order to reestablish your credit. WA Auto Credit has auto loan programs that allow many customers in nondischarged bankruptcies to buy vehicles with
little or no down payment.
If you apply for an auto loan at WashingtonAutoCredit.com, we reserve the right to forward your application to our affiliate network under any of the following conditions: 1. You are outside the state of Washington; 2. You decide you do not want to come see us; 3. You do not respond to our attempts to contact you through email or telephone; or 4. We cannot help you buy a vehicle at this time.
Guaranteed Auto Credit
Have you ever been turned down at a car dealer for auto financing? It does not happen at WA Auto Credit.
Guaranteed Credit Approval is part of our Credit Acceptance program which allows us to present our clients with real approvals, in writing, even with an open bankruptcy, multiple repossessions, judgments, collections, charge-offs, or other bad credit items.
The Guaranteed Credit Approval Program is only for our applicants that visit our Olympia, WA showroom in person. If that does not work for you, please do not expect to get the Guaranteed Credit Approval at WA Auto Credit. However, there still may be several great bad credit auto loan options for you.
Military Auto Loans
Located just a few minutes from Joint Base Lewis-McChord, WA Auto Credit is proud to support the men and women serving our country in the Military. Auto Loans for Army, Air Force, Navy, Marines, and Coast Guard are available through our main Military Auto Lenders: SNAAC, Costal Credit, and the MILES Program.
The MILES Program is primarily for service members that have no credit, or have some minor negative items on their credit. MILES only requires a $500 down payment, and that can be trade equity or cash down. Visit our Military Auto Loans page to find out more.
To find out more about any of our auto financing programs you can contact us or apply online for a bad credit auto loan.
