“After being denied everywhere else, Washington Auto Credit came up with several loan options that worked for me. The valued my time and gave me a fair price on a safe, reliable car.“

– Dana – Olympia, WA

We Can Help You Buy a Car, Even When Others Can’t

At WA Auto Credit, we help our clients get approved for auto financing so that they can purchase a new or used vehicle. Our clients often have bad credit, or no credit at all. However, we do help people with good credit with rates as low as 0.0% APR on approval of credit.

WA Auto Credit’s approval specialists help you arrange new and used vehicle financing through our network of auto dealers. We work for you to help you find the best auto loan you qualify for so you can purchase a great vehicle from a reputable dealer. We have over 50 auto lenders that we use on a regular basis to offer Guaranteed Credit Approval, and since we have such a valuable relationship with our auto lenders, we can often help when other companies cannot.

Bankruptcy Auto Loans

There has been a huge increase in Bankruptcy filings over the last couple of years. WA Auto Credit helps people with bankruptcies buy vehicles. You can buy a car if your bankruptcy is not discharged yet. We help people in both Chapter 7 Bankruptcy and Chapter 13 Bankruptcy secure auto financing to buy a great vehicle and rebuild their credit.

If you are in an open bankruptcy, consider a bankruptcy auto loan through WA Auto Credit to get the auto financing you need in order to reestablish your credit. WA Auto Credit has auto loan programs that allow many customers in open bankruptcies to buy vehicles with little or no down payment.

Improve Your Credit with an Auto Loan

The best way to improve bad credit is to make payments on time with a major installment loan, such as an auto loan. This helps you to build a good credit history on a new account. At the same time, our clients often utilize a credit repair program to clean up some of the old negative items on your credit. The combination of the new good credit and credit repair will work much faster to build you credit for you than just one by itself.

NOTE: We do not help people with private party auto loans, auto loan refinancing, or open check auto loans. In our experience, those types of loans are usually almost impossible to obtain for people with bad credit. We have found that the best bad credit auto loan programs all involve purchasing a vehicle at a reputable dealer.